Skip To Main Content

Financial Aid & Grants

Getting Financial Aid for College & Trade Schools

It is highly recommended that EVERY student during their senior year fills out the FAFSA or ORSAA (alternative to the FAFSA for undocumented Oregon students) to be eligible for financial aid. Many scholarships/ colleges will require you to fill one of the two forms. 

Financial Aid Applications

A Financial Aid Application is something students will complete starting the first quarter of your Senior year.  You will complete this application each year you are in college.

If you are filing the FAFSA and you do not already have a FSA ID you should be working on getting one for yourself and one parent.

Other Types of Aid

Budgeting For College

Create a Personal budget for College- Going to college means being more independent - which also means being more responsible. Consider using this resource to help you manage your monthly expenses while in college.

College Comparison Financial Worksheet  - A quick way to compare financial aid offers and determine your out-of-pocket expenses after financial aid is applied.


Financial Aid Basics

One of the most important aspects of the college admission process involves understanding how to pay for college.  Financial aid options include scholarships, grants, college work-study, and/or student loans.  Students are encouraged to research all financial aid options.


Scholarships are one type of financial aid available to the student. Scholarships are categorized as either need-based (income) or (academic) merit-based. Students can research scholarship opportunities through various sources such as:

  • Parent/Guardian Employer
  • Community Service/Job Experience
  • Church or Religious Affiliation
  • Hobbies, skills, or special interests

Scholarship resources


Grants are based on the student's financial need and the student does not repay these funds. Students will apply for specific grants on a federal or state level. Some examples of grants available to students:

Learn About Grants on the Oregon Student Aid Webpage. 

College Work Study

The Federal Work-Study program depends on the amount of funds your college has to award. Students are encouraged to complete their FAFSA within the first 30 days of the application opening (October 1st).

Student Loans

Students have the ability to submit loan applications to attend a college or university. Once students complete the FAFSA, eligibility is determined.  Any funds received are charged interest and will be repaid. Students are allowed to enroll either half-time (less than 12 credit hours) or full-time (12 credit hours or more).

Examples of Student Loans:

  • Federal Direct Subsidized Loan
  • Federal Direct Unsubsidized Loan
  • Private Loans

Visit ECMC's website for more information on student loans.

Parent Loans

Parent Loans are based on the student's completed FAFSA. A parent or guardian must pass a credit check. These funds are to be repaid by the parent.

Financial Aid & Scholarships News